Re: Insurence

swift-by-nature on Tue Aug 02, 2011 9:09 pm

I had a crash at 18 in my first year of driving, costs me £1900 a year after all the admin fees and hidden charges, almost got 1 year no claims. Now im over 21 and im getting quotes of £1500, only earning £9 a year after tax so thats a big chunk out of any money i earn. Age really does help with insurance and getting a few different driving licenses really helps aswell e.g heavy goods / tanks lol

My gf's dad has pretty much every license going after driving in the army and only pays £160 a year on a 2litre saab convertible

hobo on Tue Aug 02, 2011 9:35 pm

21 driving for nearly 5 years 1 years no claims £550 1st choice on money supermarket.com Very Happy

Ryan... on Tue Aug 02, 2011 10:00 pm

I would not bank on it!

Insurance companies and the government will sponge people like yourself for every single penny they can!

Stefan_s on Tue Aug 09, 2011 12:48 pm

im 17 and my insurance works out at about £2700 a year for my 1.4 civic which is the same as my mate who is 18 on his 1.1 saxo with 1 years ncb but for me to insure my swift i would be looking at about £4000 a year Shocked

stevieh6 on Tue Aug 09, 2011 1:19 pm

£200 a year on my Justy Smile

gtpswift on Tue Aug 09, 2011 6:57 pm

I pay 660 a year, fully modifications listed, full comprehensive cover. agreed value of 3k
Only reason its so much is I have no NCB, 21 years of legal driving and always fully insured but the local boys (insurance companies) wont recognise it. should go down next year. \Was lucky with insurance company offerin 1 years NCB for 10 months payment. if the local industry accepted my actual history id pay about 250 fully moded.
Age is all that counts it would seem.

Cheers
GTP

chall on Sun Sep 04, 2011 10:37 pm

just got my swift and insurance is only £191 TPFT, 28, 9yrs ncb and 3 points. Good times!

ADAM on Mon Sep 05, 2011 4:28 pm

Dont wish to rub it on or anything, but im 21 and on the traders policy..... have been since 18 Very Happy

Sorry couldnt resist!

STEVEGTI on Mon Sep 05, 2011 5:56 pm

what comp[any you woth adam are u named or the policy holder ?

cheers steve

racecams on Fri Apr 13, 2012 4:14 pm

ADAM wrote:Dont wish to rub it on or anything, but im 21 and on the traders policy..... have been since 18

Sorry couldnt resist!

Don't mean to be rude or anything but.. I hate u with jealousy! I'm 19 2 years NBC an just quoted £2345 on the gti with none of the mods declared